"Micro-Analysis of Decision-Making with a Large Scale Fiscal Impact Model," Public Policy Research Organization (#132), University of California.

"The Rextron Corporation: Inventory Control Policies," case study, Graduate School of Management, University of California.

"Exchange Risk Strategies for Multinational Banking: A Decision Model," McLaren College of Business Faculty Working Papers, No. 2.

"A Gourmet Approach for Statistical Experiential Learning," American Institute for Decision Sciences Proceedings, San Francisco.

"Microcomputer Anxiety," Proceeding of the Western Educational Computing Conference, California Educational Computing Consortium, San Diego.

"A Macro-Theoretical Model for Optimizing the Structure of the Commercial Banking Industry," in Proceedings of a Conference on Bank Structure and Competition, (Federal Reserve Bank of Chicago), coauthor, V.P. Apilado.